See what small, consistent investing looks like over time — and why starting matters more than the amount.
Groundwork Press · When Money Feels Impossible
A note before you begin: This calculator is for illustration only — to show the principle of compounding growth. It is not investment advice. Real investment returns vary and are not guaranteed. Before investing, consider speaking with a regulated financial adviser.
Your investment details
£
Start with what feels genuinely manageable — even a small amount shows the principle
% per year
The long-term average for a globally diversified index fund has historically been around 7–8% annually, before inflation. This is illustrative — past performance does not guarantee future returns.